Ok. I know you and I have things to do, so I'm going to keep this short as possible.

1) PAY OFF YOUR MORTGAGE!

There's a lot of dispute if this cheat actually works. If you do it right, it will work.

a. Get 50,000 bells. Go to the town hall, and put it into your account.

b. Save your game and turn off your DS. Turn it back on, go to the DS menu and fast forward the year 10 years. If it's 2010, change it to 2020, if it's 2011 change to 2021 etc.

c. Turn off your DS again. Turn it back on, and go onto Animal crossing. Go to your mail. You should have a letter from the town hall. It will usually say you have earned 30,00 bells of interest. Toss the letter and save your game.

d. Repeat. As you keep doing this, your interest will rise from 30,000, and be about 99,999 bells. After repeating this about 5-7 times, you should have around 350,000 bells in your account.

e. Go back to the current year, and withdraw the money from the bank - You're rich!

Ok, you might get some weeds, but you can pick them up in no time.

2) STORE 10 EXTRA ITEMS IN YOUR INVENTORY!

Make sure you have 10 letters in your inventory. Then, simply drag the item (can be anything apart from fish and bugs) as if you were sending a present, but put it into a letter you have read. When it's time to remove the item, simply tap the letter and select 'present', and the item will return to your inventory! Easy!

3) GET COCONUTS IN YOUR TOWN!

a. Sometimes, when you're walking along your beach, you might see a coconut. Pick it up.

b. DO NOT SELL IT TO NOOK! You will only get 500 bells. What you can do instead is plant it. Plant it on the bit where your soil becomes sand at the beach.

c. 4 days later, hopefully, you will have a coconut tree! There will be two coconuts growing on the tree.

d. Shake the tree. Plant two more coconut trees.

e. Repeat, until you have a long line of lovely coconut trees on your beach! Then you can sell the coconuts to Nook for 500 bells each! Yay!

4) BALLOON PRESENTS

a. Get a slingshot from Nook.

b. The secret to knowing when these will fly past is that the time will end in a 4.

c. Example:

10:14,

3:34,

7:54

d. When the wind is heard, and the time ends in a 4, head to the north of your town. Shoot it down when it floats past.

e. Sometimes it wont come. Sometimes it comes every 10 minutes. If you shoot down 15 presents, the 16th will be the 'Golden slingshot' which shoots three pellets at a time.

Trust me. I've been playing animal crossing...