Whenever you beat the game, you will get the option to save after the credits. You can use this file to start a New Game+, where you get to keep your level, all Personas you have registered to your Compendium, your equipment/unused equipment (your party's equipment are reset, so don't give them good stuff if you want it back), your money and access to Monad. While your Social Link levels reset, you get to keep the items you received from maxing them. All consumables will disappear. Also, Elizabeth's request #55 gets unlocked, which lets you fight a powerful optional boss.
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